How it works

From books to real-time — the full picture

Set up in minutes, collect anywhere (even offline), and stay in control with real-time oversight.

01

Set up your business in minutes

We add your agents, your customers, and their agreed contribution amounts during onboarding. You are operational the same day — no technical knowledge needed.

  • We migrate your existing customer records for you
  • Each agent gets a phone number + PIN login
  • Contribution amounts and frequencies are set per account

Example: A 6-agent operator in Kumasi went from paper books to live collections in a single afternoon.

Wednesday, 9 September 2026

Good morning, Justice

Live today
JN

Total collected

GHS 4,820.00

Today so far

Active agents

6

On field today

Customers paid

128

Collected today

Total customers

412

On the books

Agent activity today

See all

Kwabena Osei

Makola · 42 customers

Active
GHS 1,260.00

Adjoa Mensah

Kaneshie · 38 customers

Active
GHS 980.00

Yaw Darko

Madina · 29 customers

Active
GHS 640.00

Recent collections

View all

Ama Owusu

Kwabena Osei · 2 min ago

GHS 20.00Confirmed

Kofi Boateng

Adjoa Mensah · 8 min ago

GHS 50.00Confirmed

Efua Asante

Yaw Darko · 15 min ago

GHS 10.00Pending sync

Kojo Antwi

Kwabena Osei · 23 min ago

GHS 30.00Confirmed
02

Agents collect using the app

Agents open the app in the morning and see their customer list with today's status. When they collect, they record it in seconds — even with no internet — and it syncs automatically when connection returns.

  • Works fully offline; records queue on the phone
  • Automatic sync when the network returns — even if the app is closed
  • Print a receipt on a Bluetooth thermal printer on the spot

Example: In a low-network area, an agent records 40 collections offline; all 40 upload the moment they reach town.

9:41 Synced

Wednesday, 9 September

Good morning,
Kwabena

KO

To reconcile

All synced

GHS 1,260.00

Since your last reconciliation · GHS 1,260.00 today

Your accounts

42 total
Add
Search customers

Ama Owusu

Daily savings · GHS 20.00 daily

Collected

Kojo Antwi

Market susu · GHS 30.00 daily

Collected

Efua Asante

Daily savings · GHS 10.00 daily

Not yet

Kofi Boateng

Shop account · GHS 50.00 daily

Not yet
03

You see everything in real time

Your dashboard updates the moment agents sync. Review agent performance, check any customer's balance, run the end-of-day reconciliation, and process withdrawals — from your phone or computer.

  • Totals, agent activity, and balances update live
  • End-of-day reconciliation needs your explicit approval
  • Every withdrawal is logged with a reason and cannot be altered

Example: At close of day you approve each agent's reconciliation — agents can never reset their own books.

Reports

CSV Excel PDF
Revenue Reconciliations Customers

Money held (all-time)

GHS 86,400.00

Total collected

GHS 21,550.00

Total withdrawn

GHS 9,200.00

Customers

412

Daily collections

GHS
Mon
Tue
Wed
Thu
Fri
Sat

Agent breakdown

Kwabena OseiGHS 8,420.0042%
Adjoa MensahGHS 6,610.0033%
Yaw DarkoGHS 5,010.0025%

Common questions